| Monthly Repayment |
HKD$17,071
|
| Loan Amount |
HKD$3.6 Millions
|
| Total interest |
HKD$1.52 Millions
|
| Total repayment |
HKD$5.12 Millions
|
| Down payment |
HKD$2,400,000
|
| Stamp Duty |
HKD$135,000
|
| Legal Fee |
HKD$32,500
|
| Agency Fee |
HKD$60,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$2,627,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 44392 | 31537 | 24619 | 21545 | 16556 | 13567 | 11579 |
| 1.5% | 45173 | 32324 | 25414 | 22346 | 17371 | 14397 | 12424 |
| 2% | 45962 | 33124 | 26225 | 23166 | 18211 | 15258 | 13306 |
| 2.5% | 46760 | 33937 | 27053 | 24004 | 19076 | 16150 | 14224 |
| 3% | 47567 | 34761 | 27897 | 24860 | 19965 | 17071 | 15177 |
| 3.5% | 48383 | 35598 | 28756 | 25735 | 20878 | 18022 | 16165 |
| 4% | 49207 | 36448 | 29632 | 26628 | 21815 | 19002 | 17186 |
| 4.5% | 50040 | 37309 | 30523 | 27539 | 22775 | 20009 | 18240 |
| 5% | 50882 | 38183 | 31430 | 28468 | 23758 | 21045 | 19325 |
| 5.5% | 51732 | 39069 | 32352 | 29415 | 24763 | 22107 | 20440 |
| 6% | 52590 | 39967 | 33290 | 30378 | 25791 | 23194 | 21583 |
