| Monthly Repayment |
HKD$3,253
|
| Initial Payment |
HKD$0.29 Millions
|
| Loan Amount |
HKD$0.69 Millions
|
| Total interest |
HKD$0.29 Millions
|
| complete insurance payment |
--
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$9,850
|
| Agency Fee |
HKD$9,800
|
| Total Expense |
HKD$19,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 8459 | 6009 | 4691 | 4105 | 3154 | 2585 | 2206 |
| 1.5% | 8608 | 6159 | 4842 | 4258 | 3310 | 2743 | 2367 |
| 2% | 8758 | 6312 | 4997 | 4414 | 3470 | 2907 | 2535 |
| 2.5% | 8910 | 6466 | 5155 | 4574 | 3635 | 3077 | 2710 |
| 3% | 9064 | 6624 | 5315 | 4737 | 3804 | 3253 | 2892 |
| 3.5% | 9219 | 6783 | 5479 | 4904 | 3978 | 3434 | 3080 |
| 4% | 9376 | 6945 | 5646 | 5074 | 4157 | 3620 | 3275 |
| 4.5% | 9535 | 7109 | 5816 | 5247 | 4339 | 3813 | 3475 |
| 5% | 9695 | 7276 | 5989 | 5424 | 4527 | 4010 | 3682 |
| 5.5% | 9857 | 7444 | 6164 | 5605 | 4718 | 4212 | 3895 |
| 6% | 10021 | 7616 | 6343 | 5788 | 4914 | 4419 | 4112 |
