Monthly Repayment |
HKD$31,136
|
Initial Payment |
HKD$2.81 Millions
|
Loan Amount |
HKD$6.57 Millions
|
Total interest |
HKD$2.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$308,000
|
Legal Fee |
HKD$40,950
|
Agency Fee |
HKD$93,800
|
Total Expense |
HKD$442,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80966 | 57520 | 44902 | 39297 | 30196 | 24745 | 21118 |
1.5% | 82391 | 58957 | 46352 | 40757 | 31683 | 26259 | 22660 |
2% | 83830 | 60416 | 47833 | 42252 | 33216 | 27830 | 24269 |
2.5% | 85286 | 61897 | 49342 | 43781 | 34793 | 29456 | 25943 |
3% | 86758 | 63401 | 50881 | 45343 | 36414 | 31136 | 27682 |
3.5% | 88246 | 64928 | 52449 | 46939 | 38080 | 32870 | 29484 |
4% | 89749 | 66477 | 54045 | 48567 | 39788 | 34657 | 31347 |
4.5% | 91268 | 68048 | 55671 | 50229 | 41539 | 36495 | 33268 |
5% | 92803 | 69642 | 57325 | 51923 | 43332 | 38384 | 35247 |
5.5% | 94353 | 71258 | 59007 | 53649 | 45166 | 40320 | 37281 |
6% | 95919 | 72896 | 60717 | 55407 | 47040 | 42304 | 39366 |