Monthly Repayment |
HKD$20,514
|
Initial Payment |
HKD$1.85 Millions
|
Loan Amount |
HKD$4.33 Millions
|
Total interest |
HKD$1.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$153,000
|
Legal Fee |
HKD$32,950
|
Agency Fee |
HKD$61,800
|
Total Expense |
HKD$247,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53344 | 37897 | 29583 | 25890 | 19895 | 16303 | 13914 |
1.5% | 54283 | 38843 | 30539 | 26853 | 20874 | 17301 | 14929 |
2% | 55231 | 39805 | 31514 | 27838 | 21884 | 18335 | 15989 |
2.5% | 56191 | 40781 | 32509 | 28845 | 22923 | 19407 | 17092 |
3% | 57160 | 41772 | 33523 | 29874 | 23991 | 20514 | 18238 |
3.5% | 58140 | 42778 | 34556 | 30925 | 25089 | 21656 | 19425 |
4% | 59131 | 43798 | 35608 | 31998 | 26214 | 22834 | 20652 |
4.5% | 60132 | 44833 | 36678 | 33093 | 27368 | 24045 | 21919 |
5% | 61143 | 45883 | 37768 | 34209 | 28549 | 25289 | 23222 |
5.5% | 62164 | 46948 | 38876 | 35347 | 29758 | 26565 | 24562 |
6% | 63196 | 48027 | 40003 | 36505 | 30992 | 27872 | 25936 |