Monthly Repayment |
HKD$19,252
|
Loan Amount |
HKD$4.06 Millions
|
Total interest |
HKD$1.72 Millions
|
Total repayment |
HKD$5.78 Millions
|
Down payment |
HKD$1,740,000
|
Stamp Duty |
HKD$130,500
|
Legal Fee |
HKD$32,000
|
Agency Fee |
HKD$58,000
|
complete insurance payment |
--
|
Total Expense |
HKD$1,960,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50064 | 35567 | 27764 | 24298 | 18671 | 15301 | 13058 |
1.5% | 50945 | 36455 | 28661 | 25202 | 19591 | 16237 | 14011 |
2% | 51835 | 37357 | 29576 | 26126 | 20538 | 17208 | 15006 |
2.5% | 52735 | 38273 | 30510 | 27071 | 21514 | 18213 | 16041 |
3% | 53645 | 39203 | 31461 | 28037 | 22516 | 19252 | 17117 |
3.5% | 54565 | 40147 | 32431 | 29024 | 23546 | 20325 | 18231 |
4% | 55495 | 41105 | 33418 | 30031 | 24602 | 21430 | 19383 |
4.5% | 56434 | 42077 | 34423 | 31058 | 25685 | 22566 | 20571 |
5% | 57383 | 43062 | 35446 | 32106 | 26794 | 23734 | 21794 |
5.5% | 58342 | 44061 | 36486 | 33173 | 27928 | 24931 | 23052 |
6% | 59310 | 45074 | 37543 | 34260 | 29087 | 26158 | 24341 |