| Monthly Repayment |
HKD$12,779
|
| Loan Amount |
HKD$2.7 Millions
|
| Total Interest |
HKD$1.14 Millions
|
| Total repayment |
HKD$3.84 Millions
|
| Down payment |
HKD$1,160,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$24,250
|
| Agency Fee |
HKD$38,500
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,222,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 33232 | 23609 | 18430 | 16129 | 12394 | 10156 | 8668 |
| 1.5% | 33817 | 24198 | 19025 | 16729 | 13004 | 10778 | 9300 |
| 2% | 34408 | 24797 | 19632 | 17342 | 13633 | 11422 | 9961 |
| 2.5% | 35005 | 25405 | 20252 | 17969 | 14280 | 12090 | 10648 |
| 3% | 35609 | 26023 | 20884 | 18611 | 14946 | 12779 | 11362 |
| 3.5% | 36220 | 26649 | 21527 | 19266 | 15629 | 13491 | 12101 |
| 4% | 36837 | 27285 | 22182 | 19934 | 16331 | 14225 | 12866 |
| 4.5% | 37460 | 27930 | 22850 | 20616 | 17049 | 14979 | 13655 |
| 5% | 38090 | 28584 | 23528 | 21311 | 17785 | 15754 | 14467 |
| 5.5% | 38727 | 29247 | 24219 | 22020 | 18538 | 16549 | 15301 |
| 6% | 39370 | 29920 | 24921 | 22741 | 19307 | 17363 | 16157 |
