| Monthly Repayment |
HKD$33,194
|
| Loan Amount |
HKD$7 Millions
|
| Total Interest |
HKD$2.96 Millions
|
| Total repayment |
HKD$9.96 Millions
|
| Down payment |
HKD$3,000,000
|
| Stamp Duty |
HKD$370,000
|
| Legal Fee |
HKD$42,500
|
| Agency Fee |
HKD$100,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$3,512,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 86318 | 61322 | 47870 | 41894 | 32192 | 26381 | 22514 |
| 1.5% | 87836 | 62854 | 49416 | 43452 | 33778 | 27995 | 24158 |
| 2% | 89372 | 64409 | 50994 | 45045 | 35411 | 29669 | 25873 |
| 2.5% | 90924 | 65988 | 52604 | 46675 | 37093 | 31403 | 27658 |
| 3% | 92493 | 67592 | 54244 | 48340 | 38821 | 33194 | 29512 |
| 3.5% | 94078 | 69220 | 55915 | 50041 | 40597 | 35043 | 31433 |
| 4% | 95681 | 70871 | 57618 | 51778 | 42418 | 36948 | 33419 |
| 4.5% | 97301 | 72546 | 59350 | 53549 | 44285 | 38908 | 35467 |
| 5% | 98937 | 74245 | 61114 | 55355 | 46196 | 40921 | 37577 |
| 5.5% | 100590 | 75968 | 62907 | 57195 | 48152 | 42986 | 39745 |
| 6% | 102259 | 77714 | 64730 | 59069 | 50150 | 45101 | 41968 |
