Monthly Repayment |
HKD$28,449
|
Initial Payment |
HKD$4 Millions
|
Loan Amount |
HKD$6 Millions
|
Total interest |
HKD$2.54 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$369,900
|
Legal Fee |
HKD$42,497
|
Agency Fee |
HKD$99,990
|
Total Expense |
HKD$512,387
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73980 | 52557 | 41027 | 35906 | 27590 | 22610 | 19296 |
1.5% | 75281 | 53869 | 42353 | 37240 | 28949 | 23993 | 20705 |
2% | 76596 | 55202 | 43705 | 38606 | 30349 | 25428 | 22174 |
2.5% | 77927 | 56556 | 45084 | 40003 | 31790 | 26914 | 23704 |
3% | 79271 | 57930 | 46490 | 41430 | 33272 | 28449 | 25293 |
3.5% | 80631 | 59325 | 47923 | 42888 | 34794 | 30034 | 26939 |
4% | 82004 | 60741 | 49382 | 44376 | 36355 | 31667 | 28642 |
4.5% | 83392 | 62176 | 50867 | 45895 | 37955 | 33346 | 30398 |
5% | 84794 | 63632 | 52378 | 47442 | 39593 | 35071 | 32206 |
5.5% | 86211 | 65109 | 53915 | 49020 | 41269 | 36841 | 34063 |
6% | 87642 | 66605 | 55477 | 50626 | 42981 | 38654 | 35969 |