Monthly Repayment |
HKD$34,494
|
Initial Payment |
HKD$5 Millions
|
Loan Amount |
HKD$5 Millions
|
Total interest |
HKD$1.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$369,000
|
Legal Fee |
HKD$42,475
|
Agency Fee |
HKD$99,900
|
Total Expense |
HKD$511,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61594 | 43758 | 34158 | 29894 | 22971 | 18824 | 16065 |
1.5% | 62677 | 44850 | 35262 | 31006 | 24103 | 19976 | 17238 |
2% | 63773 | 45960 | 36388 | 32143 | 25268 | 21171 | 18462 |
2.5% | 64880 | 47087 | 37536 | 33306 | 26468 | 22408 | 19736 |
3% | 66000 | 48232 | 38707 | 34494 | 27702 | 23686 | 21059 |
3.5% | 67132 | 49393 | 39899 | 35708 | 28968 | 25006 | 22429 |
4% | 68275 | 50571 | 41114 | 36947 | 30268 | 26365 | 23846 |
4.5% | 69431 | 51767 | 42351 | 38211 | 31600 | 27763 | 25308 |
5% | 70598 | 52979 | 43609 | 39500 | 32964 | 29200 | 26814 |
5.5% | 71778 | 54208 | 44888 | 40813 | 34359 | 30673 | 28361 |
6% | 72969 | 55454 | 46189 | 42150 | 35785 | 32182 | 29947 |