Monthly Repayment |
HKD$28,367
|
Initial Payment |
HKD$3.99 Millions
|
Loan Amount |
HKD$5.98 Millions
|
Total interest |
HKD$2.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$367,000
|
Legal Fee |
HKD$42,425
|
Agency Fee |
HKD$99,700
|
Total Expense |
HKD$509,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73765 | 52404 | 40908 | 35801 | 27510 | 22544 | 19240 |
1.5% | 75062 | 53713 | 42230 | 37132 | 28865 | 23924 | 20645 |
2% | 76374 | 55042 | 43578 | 38494 | 30261 | 25354 | 22110 |
2.5% | 77701 | 56392 | 44953 | 39887 | 31698 | 26836 | 23636 |
3% | 79041 | 57762 | 46355 | 41310 | 33176 | 28367 | 25220 |
3.5% | 80397 | 59153 | 47784 | 42764 | 34693 | 29947 | 26861 |
4% | 81766 | 60564 | 49238 | 44248 | 36249 | 31575 | 28558 |
4.5% | 83150 | 61996 | 50719 | 45761 | 37845 | 33249 | 30309 |
5% | 84549 | 63448 | 52226 | 47305 | 39478 | 34970 | 32112 |
5.5% | 85961 | 64920 | 53758 | 48877 | 41149 | 36734 | 33965 |
6% | 87388 | 66412 | 55316 | 50479 | 42856 | 38542 | 35865 |