| Monthly Repayment |
HKD$32,862
|
| Loan Amount |
HKD$6.93 Millions
|
| Total interest |
HKD$2.93 Millions
|
| Total repayment |
HKD$9.86 Millions
|
| Down payment |
HKD$2,970,000
|
| Stamp Duty |
HKD$360,000
|
| Legal Fee |
HKD$42,250
|
| Agency Fee |
HKD$99,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$3,471,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 85455 | 60709 | 47391 | 41475 | 31870 | 26117 | 22289 |
| 1.5% | 86958 | 62225 | 48922 | 43017 | 33440 | 27715 | 23916 |
| 2% | 88478 | 63765 | 50484 | 44595 | 35057 | 29373 | 25614 |
| 2.5% | 90014 | 65329 | 52078 | 46208 | 36722 | 31089 | 27381 |
| 3% | 91568 | 66916 | 53702 | 47857 | 38433 | 32862 | 29217 |
| 3.5% | 93138 | 68527 | 55356 | 49541 | 40191 | 34693 | 31118 |
| 4% | 94724 | 70162 | 57041 | 51260 | 41994 | 36579 | 33084 |
| 4.5% | 96328 | 71821 | 58757 | 53014 | 43842 | 38519 | 35113 |
| 5% | 97947 | 73503 | 60503 | 54801 | 45734 | 40512 | 37201 |
| 5.5% | 99584 | 75208 | 62278 | 56623 | 47670 | 42556 | 39347 |
| 6% | 101237 | 76937 | 64083 | 58479 | 49648 | 44650 | 41548 |
