Monthly Repayment |
HKD$34,183
|
Initial Payment |
HKD$4.95 Millions
|
Loan Amount |
HKD$4.95 Millions
|
Total interest |
HKD$1.2 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$360,000
|
Legal Fee |
HKD$42,250
|
Agency Fee |
HKD$99,000
|
Total Expense |
HKD$501,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61039 | 43364 | 33851 | 29625 | 22764 | 18655 | 15921 |
1.5% | 62113 | 44446 | 34944 | 30726 | 23885 | 19796 | 17083 |
2% | 63198 | 45546 | 36060 | 31853 | 25041 | 20980 | 18296 |
2.5% | 64296 | 46663 | 37198 | 33006 | 26230 | 22206 | 19558 |
3% | 65405 | 47797 | 38358 | 34183 | 27452 | 23473 | 20869 |
3.5% | 66527 | 48948 | 39540 | 35386 | 28708 | 24780 | 22227 |
4% | 67660 | 50116 | 40744 | 36614 | 29996 | 26127 | 23632 |
4.5% | 68805 | 51301 | 41969 | 37867 | 31316 | 27513 | 25080 |
5% | 69962 | 52502 | 43216 | 39144 | 32667 | 28937 | 26572 |
5.5% | 71131 | 53720 | 44484 | 40445 | 34050 | 30397 | 28105 |
6% | 72312 | 54955 | 45773 | 41770 | 35463 | 31892 | 29677 |