Monthly Repayment |
HKD$3,446
|
Initial Payment |
HKD$0.5 Millions
|
Loan Amount |
HKD$0.5 Millions
|
Total interest |
HKD$0.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$9,985
|
Agency Fee |
HKD$9,980
|
Total Expense |
HKD$20,065
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 6153 | 4371 | 3412 | 2986 | 2294 | 1880 | 1604 |
1.5% | 6261 | 4480 | 3522 | 3097 | 2407 | 1995 | 1722 |
2% | 6370 | 4591 | 3635 | 3211 | 2524 | 2115 | 1844 |
2.5% | 6481 | 4704 | 3749 | 3327 | 2644 | 2238 | 1971 |
3% | 6593 | 4818 | 3866 | 3446 | 2767 | 2366 | 2103 |
3.5% | 6706 | 4934 | 3986 | 3567 | 2893 | 2498 | 2240 |
4% | 6820 | 5052 | 4107 | 3691 | 3023 | 2633 | 2382 |
4.5% | 6936 | 5171 | 4230 | 3817 | 3156 | 2773 | 2528 |
5% | 7052 | 5292 | 4356 | 3946 | 3293 | 2917 | 2678 |
5.5% | 7170 | 5415 | 4484 | 4077 | 3432 | 3064 | 2833 |
6% | 7289 | 5539 | 4614 | 4210 | 3574 | 3215 | 2991 |