Monthly Repayment |
HKD$2,816
|
Initial Payment |
HKD$0.4 Millions
|
Loan Amount |
HKD$0.59 Millions
|
Total interest |
HKD$0.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$9,925
|
Agency Fee |
HKD$9,900
|
Total Expense |
HKD$19,925
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7324 | 5203 | 4062 | 3555 | 2731 | 2238 | 1910 |
1.5% | 7453 | 5333 | 4193 | 3687 | 2866 | 2375 | 2050 |
2% | 7583 | 5465 | 4327 | 3822 | 3004 | 2517 | 2195 |
2.5% | 7715 | 5599 | 4463 | 3960 | 3147 | 2664 | 2347 |
3% | 7848 | 5735 | 4603 | 4102 | 3294 | 2816 | 2504 |
3.5% | 7983 | 5873 | 4744 | 4246 | 3444 | 2973 | 2667 |
4% | 8119 | 6013 | 4889 | 4393 | 3599 | 3135 | 2835 |
4.5% | 8256 | 6156 | 5036 | 4544 | 3757 | 3301 | 3009 |
5% | 8395 | 6300 | 5185 | 4697 | 3920 | 3472 | 3188 |
5.5% | 8535 | 6446 | 5338 | 4853 | 4086 | 3647 | 3372 |
6% | 8677 | 6594 | 5492 | 5012 | 4255 | 3827 | 3561 |