Monthly Repayment |
HKD$3,418
|
Initial Payment |
HKD$0.5 Millions
|
Loan Amount |
HKD$0.5 Millions
|
Total interest |
HKD$0.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$9,925
|
Agency Fee |
HKD$9,900
|
Total Expense |
HKD$19,925
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 6103 | 4336 | 3385 | 2962 | 2276 | 1865 | 1592 |
1.5% | 6211 | 4444 | 3494 | 3072 | 2388 | 1979 | 1708 |
2% | 6319 | 4554 | 3606 | 3185 | 2504 | 2098 | 1829 |
2.5% | 6429 | 4666 | 3719 | 3300 | 2623 | 2220 | 1955 |
3% | 6540 | 4779 | 3835 | 3418 | 2745 | 2347 | 2086 |
3.5% | 6652 | 4894 | 3954 | 3538 | 2870 | 2478 | 2222 |
4% | 6766 | 5011 | 4074 | 3661 | 2999 | 2612 | 2363 |
4.5% | 6880 | 5130 | 4196 | 3786 | 3131 | 2751 | 2508 |
5% | 6996 | 5250 | 4321 | 3914 | 3266 | 2893 | 2657 |
5.5% | 7113 | 5372 | 4448 | 4044 | 3405 | 3039 | 2810 |
6% | 7231 | 5495 | 4577 | 4177 | 3546 | 3189 | 2967 |