Monthly Repayment |
HKD$28,139
|
Initial Payment |
HKD$3.96 Millions
|
Loan Amount |
HKD$5.93 Millions
|
Total interest |
HKD$2.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$359,000
|
Legal Fee |
HKD$42,225
|
Agency Fee |
HKD$98,900
|
Total Expense |
HKD$500,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73173 | 51984 | 40580 | 35514 | 27290 | 22363 | 19086 |
1.5% | 74460 | 53282 | 41891 | 36834 | 28634 | 23732 | 20479 |
2% | 75761 | 54600 | 43229 | 38185 | 30019 | 25151 | 21933 |
2.5% | 77077 | 55939 | 44593 | 39567 | 31444 | 26620 | 23446 |
3% | 78407 | 57299 | 45983 | 40979 | 32909 | 28139 | 25017 |
3.5% | 79752 | 58678 | 47400 | 42421 | 34414 | 29707 | 26646 |
4% | 81110 | 60078 | 48843 | 43893 | 35958 | 31321 | 28329 |
4.5% | 82483 | 61499 | 50312 | 45394 | 37541 | 32983 | 30066 |
5% | 83870 | 62939 | 51807 | 46925 | 39161 | 34689 | 31854 |
5.5% | 85271 | 64399 | 53327 | 48485 | 40819 | 36439 | 33692 |
6% | 86687 | 65879 | 54873 | 50074 | 42513 | 38232 | 35577 |