Monthly Repayment |
HKD$28,111
|
Initial Payment |
HKD$3.95 Millions
|
Loan Amount |
HKD$5.93 Millions
|
Total interest |
HKD$2.51 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$358,000
|
Legal Fee |
HKD$42,200
|
Agency Fee |
HKD$98,800
|
Total Expense |
HKD$499,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 73099 | 51931 | 40539 | 35478 | 27262 | 22340 | 19066 |
1.5% | 74385 | 53228 | 41849 | 36797 | 28605 | 23708 | 20458 |
2% | 75685 | 54545 | 43185 | 38147 | 29988 | 25126 | 21911 |
2.5% | 76999 | 55883 | 44548 | 39527 | 31412 | 26593 | 23422 |
3% | 78328 | 57241 | 45937 | 40937 | 32876 | 28111 | 24992 |
3.5% | 79671 | 58619 | 47352 | 42378 | 34380 | 29676 | 26619 |
4% | 81028 | 60018 | 48794 | 43848 | 35922 | 31290 | 28301 |
4.5% | 82400 | 61436 | 50261 | 45348 | 37503 | 32949 | 30036 |
5% | 83785 | 62875 | 51754 | 46878 | 39122 | 34654 | 31822 |
5.5% | 85185 | 64334 | 53273 | 48436 | 40777 | 36403 | 33658 |
6% | 86599 | 65812 | 54817 | 50023 | 42470 | 38194 | 35541 |