Monthly Repayment |
HKD$232,363
|
Initial Payment |
HKD$49 Millions
|
Loan Amount |
HKD$49 Millions
|
Total interest |
HKD$20.71 Millions
|
complete insurance payment |
HKD$147,000 (0.3%)
|
Stamp Duty |
HKD$4,165,000
|
Legal Fee |
HKD$262,500
|
Agency Fee |
HKD$980,000
|
Total Expense |
HKD$5,554,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 604231 | 429260 | 335092 | 293262 | 225348 | 184667 | 157603 |
1.5% | 614858 | 439978 | 345917 | 304164 | 236447 | 195968 | 169108 |
2% | 625604 | 450865 | 356963 | 315319 | 247882 | 207688 | 181113 |
2.5% | 636468 | 461922 | 368228 | 326726 | 259652 | 219822 | 193609 |
3% | 647451 | 473147 | 379711 | 338385 | 271752 | 232363 | 206585 |
3.5% | 658552 | 484540 | 391411 | 350292 | 284180 | 245305 | 220031 |
4% | 669771 | 496101 | 403326 | 362447 | 296930 | 258640 | 233933 |
4.5% | 681107 | 507828 | 415456 | 374846 | 309998 | 272357 | 248275 |
5% | 692561 | 519721 | 427799 | 387488 | 323378 | 286449 | 263042 |
5.5% | 704132 | 531778 | 440352 | 400370 | 337064 | 300902 | 278216 |
6% | 715819 | 544000 | 453114 | 413489 | 351051 | 315707 | 293779 |