Monthly Repayment |
HKD$32,530
|
Initial Payment |
HKD$2.94 Millions
|
Loan Amount |
HKD$6.86 Millions
|
Total interest |
HKD$2.9 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$350,000
|
Legal Fee |
HKD$42,000
|
Agency Fee |
HKD$98,000
|
Total Expense |
HKD$490,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 84592 | 60096 | 46912 | 41056 | 31548 | 25853 | 22064 |
1.5% | 86080 | 61596 | 48428 | 42582 | 33102 | 27435 | 23675 |
2% | 87584 | 63121 | 49974 | 44144 | 34703 | 29076 | 25355 |
2.5% | 89105 | 64669 | 51551 | 45741 | 36351 | 30775 | 27105 |
3% | 90643 | 66240 | 53159 | 47373 | 38045 | 32530 | 28922 |
3.5% | 92197 | 67835 | 54797 | 49040 | 39785 | 34342 | 30804 |
4% | 93768 | 69454 | 56465 | 50742 | 41570 | 36209 | 32750 |
4.5% | 95355 | 71095 | 58163 | 52478 | 43399 | 38130 | 34758 |
5% | 96958 | 72760 | 59891 | 54248 | 45272 | 40102 | 36825 |
5.5% | 98578 | 74449 | 61649 | 56051 | 47189 | 42126 | 38950 |
6% | 100214 | 76160 | 63436 | 57888 | 49147 | 44199 | 41129 |