Monthly Repayment |
HKD$231,889
|
Initial Payment |
HKD$48.9 Millions
|
Loan Amount |
HKD$48.9 Millions
|
Total interest |
HKD$20.67 Millions
|
complete insurance payment |
HKD$146,700 (0.3%)
|
Stamp Duty |
HKD$4,156,500
|
Legal Fee |
HKD$262,000
|
Agency Fee |
HKD$978,000
|
Total Expense |
HKD$5,543,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 602997 | 428384 | 334408 | 292663 | 224888 | 184290 | 157281 |
1.5% | 613603 | 439080 | 345211 | 303543 | 235964 | 195568 | 168763 |
2% | 624327 | 449945 | 356235 | 314675 | 247376 | 207264 | 180743 |
2.5% | 635169 | 460979 | 367476 | 326059 | 259122 | 219373 | 193214 |
3% | 646130 | 472182 | 378936 | 337694 | 271198 | 231889 | 206164 |
3.5% | 657208 | 483551 | 390612 | 349577 | 283600 | 244804 | 219582 |
4% | 668404 | 495088 | 402503 | 361707 | 296324 | 258112 | 233456 |
4.5% | 679717 | 506791 | 414608 | 374081 | 309365 | 271802 | 247769 |
5% | 691148 | 518660 | 426926 | 386698 | 322718 | 285864 | 262505 |
5.5% | 702695 | 530693 | 439453 | 399553 | 336376 | 300288 | 277648 |
6% | 714358 | 542890 | 452189 | 412645 | 350334 | 315063 | 293180 |