Monthly Repayment |
HKD$27,826
|
Initial Payment |
HKD$3.91 Millions
|
Loan Amount |
HKD$5.87 Millions
|
Total interest |
HKD$2.48 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$348,000
|
Legal Fee |
HKD$41,950
|
Agency Fee |
HKD$97,800
|
Total Expense |
HKD$487,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72359 | 51406 | 40128 | 35119 | 26986 | 22114 | 18873 |
1.5% | 73632 | 52689 | 41425 | 36425 | 28315 | 23468 | 20251 |
2% | 74919 | 53993 | 42748 | 37761 | 29685 | 24871 | 21689 |
2.5% | 76220 | 55317 | 44097 | 39127 | 31094 | 26324 | 23185 |
3% | 77535 | 56661 | 45472 | 40523 | 32543 | 27826 | 24739 |
3.5% | 78865 | 58026 | 46873 | 41949 | 34032 | 29376 | 26349 |
4% | 80208 | 59410 | 48300 | 43404 | 35558 | 30973 | 28014 |
4.5% | 81566 | 60815 | 49753 | 44889 | 37123 | 32616 | 29732 |
5% | 82937 | 62239 | 51231 | 46403 | 38726 | 34303 | 31500 |
5.5% | 84323 | 63683 | 52734 | 47946 | 40365 | 36034 | 33317 |
6% | 85722 | 65146 | 54262 | 49517 | 42040 | 37807 | 35181 |