Monthly Repayment |
HKD$32,398
|
Initial Payment |
HKD$2.93 Millions
|
Loan Amount |
HKD$6.83 Millions
|
Total interest |
HKD$2.89 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$346,000
|
Legal Fee |
HKD$41,900
|
Agency Fee |
HKD$97,600
|
Total Expense |
HKD$485,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 84247 | 59851 | 46721 | 40889 | 31419 | 25747 | 21974 |
1.5% | 85728 | 61345 | 48230 | 42409 | 32967 | 27323 | 23578 |
2% | 87227 | 62863 | 49770 | 43964 | 34561 | 28957 | 25252 |
2.5% | 88741 | 64405 | 51341 | 45555 | 36202 | 30649 | 26994 |
3% | 90273 | 65970 | 52942 | 47180 | 37890 | 32398 | 28803 |
3.5% | 91821 | 67558 | 54573 | 48840 | 39622 | 34202 | 30678 |
4% | 93385 | 69170 | 56235 | 50535 | 41400 | 36061 | 32617 |
4.5% | 94965 | 70805 | 57926 | 52264 | 43222 | 37974 | 34616 |
5% | 96562 | 72463 | 59647 | 54027 | 45088 | 39939 | 36675 |
5.5% | 98176 | 74145 | 61397 | 55823 | 46996 | 41954 | 38791 |
6% | 99805 | 75849 | 63177 | 57652 | 48946 | 44018 | 40961 |