Monthly Repayment |
HKD$27,769
|
Initial Payment |
HKD$3.9 Millions
|
Loan Amount |
HKD$5.86 Millions
|
Total interest |
HKD$2.47 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$346,000
|
Legal Fee |
HKD$41,900
|
Agency Fee |
HKD$97,600
|
Total Expense |
HKD$485,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 72211 | 51300 | 40046 | 35047 | 26931 | 22069 | 18835 |
1.5% | 73481 | 52581 | 41340 | 36350 | 28257 | 23420 | 20210 |
2% | 74766 | 53883 | 42660 | 37683 | 29624 | 24820 | 21644 |
2.5% | 76064 | 55204 | 44007 | 39047 | 31031 | 26270 | 23138 |
3% | 77377 | 56545 | 45379 | 40440 | 32477 | 27769 | 24689 |
3.5% | 78703 | 57907 | 46777 | 41863 | 33962 | 29316 | 26296 |
4% | 80044 | 59289 | 48201 | 43316 | 35486 | 30910 | 27957 |
4.5% | 81399 | 60690 | 49651 | 44798 | 37047 | 32549 | 29671 |
5% | 82768 | 62111 | 51126 | 46308 | 38647 | 34233 | 31436 |
5.5% | 84150 | 63552 | 52626 | 47848 | 40282 | 35960 | 33249 |
6% | 85547 | 65013 | 54151 | 49416 | 41954 | 37730 | 35109 |