Monthly Repayment |
HKD$33,665
|
Initial Payment |
HKD$4.88 Millions
|
Loan Amount |
HKD$4.88 Millions
|
Total interest |
HKD$1.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$345,000
|
Legal Fee |
HKD$41,875
|
Agency Fee |
HKD$97,500
|
Total Expense |
HKD$484,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60114 | 42707 | 33338 | 29176 | 22419 | 18372 | 15679 |
1.5% | 61172 | 43773 | 34415 | 30261 | 23524 | 19496 | 16824 |
2% | 62241 | 44856 | 35514 | 31371 | 24661 | 20662 | 18018 |
2.5% | 63322 | 45956 | 36634 | 32505 | 25832 | 21870 | 19262 |
3% | 64414 | 47073 | 37777 | 33665 | 27036 | 23117 | 20553 |
3.5% | 65519 | 48206 | 38941 | 34850 | 28273 | 24405 | 21890 |
4% | 66635 | 49357 | 40126 | 36059 | 29541 | 25732 | 23273 |
4.5% | 67763 | 50523 | 41333 | 37293 | 30841 | 27096 | 24700 |
5% | 68902 | 51706 | 42561 | 38551 | 32172 | 28498 | 26170 |
5.5% | 70053 | 52906 | 43810 | 39832 | 33534 | 29936 | 27679 |
6% | 71216 | 54122 | 45080 | 41138 | 34926 | 31409 | 29228 |