Monthly Repayment |
HKD$33,493
|
Initial Payment |
HKD$4.85 Millions
|
Loan Amount |
HKD$4.85 Millions
|
Total interest |
HKD$1.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$340,000
|
Legal Fee |
HKD$41,750
|
Agency Fee |
HKD$97,000
|
Total Expense |
HKD$478,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59806 | 42487 | 33167 | 29026 | 22304 | 18278 | 15599 |
1.5% | 60858 | 43548 | 34238 | 30106 | 23403 | 19396 | 16738 |
2% | 61922 | 44626 | 35332 | 31210 | 24535 | 20556 | 17926 |
2.5% | 62997 | 45720 | 36447 | 32339 | 25700 | 21757 | 19163 |
3% | 64084 | 46831 | 37583 | 33493 | 26897 | 22999 | 20447 |
3.5% | 65183 | 47959 | 38741 | 34671 | 28128 | 24280 | 21778 |
4% | 66293 | 49103 | 39921 | 35874 | 29390 | 25600 | 23154 |
4.5% | 67415 | 50264 | 41121 | 37102 | 30683 | 26957 | 24574 |
5% | 68549 | 51441 | 42343 | 38353 | 32007 | 28352 | 26035 |
5.5% | 69694 | 52635 | 43585 | 39628 | 33362 | 29783 | 27537 |
6% | 70851 | 53844 | 44849 | 40927 | 34746 | 31248 | 29078 |