Monthly Repayment |
HKD$3,349
|
Initial Payment |
HKD$0.49 Millions
|
Loan Amount |
HKD$0.49 Millions
|
Total interest |
HKD$0.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$9,775
|
Agency Fee |
HKD$9,700
|
Total Expense |
HKD$19,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5980 | 4248 | 3316 | 2902 | 2230 | 1827 | 1559 |
1.5% | 6085 | 4354 | 3423 | 3010 | 2340 | 1939 | 1673 |
2% | 6192 | 4462 | 3533 | 3121 | 2453 | 2055 | 1792 |
2.5% | 6299 | 4572 | 3644 | 3233 | 2570 | 2175 | 1916 |
3% | 6408 | 4683 | 3758 | 3349 | 2689 | 2299 | 2044 |
3.5% | 6518 | 4795 | 3874 | 3467 | 2812 | 2428 | 2177 |
4% | 6629 | 4910 | 3992 | 3587 | 2939 | 2560 | 2315 |
4.5% | 6741 | 5026 | 4112 | 3710 | 3068 | 2695 | 2457 |
5% | 6854 | 5144 | 4234 | 3835 | 3200 | 2835 | 2603 |
5.5% | 6969 | 5263 | 4358 | 3962 | 3336 | 2978 | 2753 |
6% | 7085 | 5384 | 4484 | 4092 | 3474 | 3124 | 2907 |