| Monthly Repayment |
HKD$32,132
|
| Loan Amount |
HKD$6.78 Millions
|
| Total interest |
HKD$2.86 Millions
|
| Total repayment |
HKD$9.64 Millions
|
| Down payment |
HKD$2,900,000
|
| Stamp Duty |
HKD$338,000
|
| Legal Fee |
HKD$41,700
|
| Agency Fee |
HKD$96,800
|
| complete insurance payment |
--
|
| Total Expense |
HKD$3,376,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 83556 | 59360 | 46338 | 40553 | 31162 | 25536 | 21794 |
| 1.5% | 85026 | 60842 | 47835 | 42061 | 32697 | 27099 | 23385 |
| 2% | 86512 | 62348 | 49362 | 43604 | 34278 | 28720 | 25045 |
| 2.5% | 88014 | 63877 | 50920 | 45181 | 35906 | 30398 | 26773 |
| 3% | 89533 | 65429 | 52508 | 46793 | 37579 | 32132 | 28567 |
| 3.5% | 91068 | 67005 | 54126 | 48440 | 39298 | 33922 | 30427 |
| 4% | 92619 | 68603 | 55774 | 50121 | 41061 | 35766 | 32349 |
| 4.5% | 94187 | 70225 | 57451 | 51835 | 42868 | 37663 | 34332 |
| 5% | 95771 | 71869 | 59158 | 53584 | 44718 | 39611 | 36375 |
| 5.5% | 97371 | 73537 | 60894 | 55365 | 46611 | 41610 | 38473 |
| 6% | 98987 | 75227 | 62659 | 57179 | 48545 | 43657 | 40625 |
