Monthly Repayment |
HKD$27,428
|
Initial Payment |
HKD$3.86 Millions
|
Loan Amount |
HKD$5.78 Millions
|
Total interest |
HKD$2.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$334,000
|
Legal Fee |
HKD$41,600
|
Agency Fee |
HKD$96,400
|
Total Expense |
HKD$472,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 71323 | 50670 | 39554 | 34616 | 26600 | 21798 | 18603 |
1.5% | 72578 | 51935 | 40832 | 35903 | 27910 | 23132 | 19961 |
2% | 73846 | 53220 | 42136 | 37220 | 29260 | 24515 | 21378 |
2.5% | 75129 | 54525 | 43465 | 38567 | 30649 | 25947 | 22853 |
3% | 76425 | 55850 | 44821 | 39943 | 32077 | 27428 | 24385 |
3.5% | 77736 | 57195 | 46202 | 41348 | 33544 | 28956 | 25972 |
4% | 79060 | 58560 | 47609 | 42783 | 35049 | 30530 | 27613 |
4.5% | 80398 | 59944 | 49040 | 44247 | 36592 | 32149 | 29306 |
5% | 81750 | 61348 | 50497 | 45739 | 38171 | 33812 | 31049 |
5.5% | 83116 | 62771 | 51979 | 47260 | 39787 | 35518 | 32840 |
6% | 84495 | 64214 | 53486 | 48808 | 41438 | 37266 | 34678 |