Monthly Repayment |
HKD$31,867
|
Initial Payment |
HKD$2.88 Millions
|
Loan Amount |
HKD$6.72 Millions
|
Total interest |
HKD$2.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$330,000
|
Legal Fee |
HKD$41,500
|
Agency Fee |
HKD$96,000
|
Total Expense |
HKD$467,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82865 | 58869 | 45955 | 40218 | 30904 | 25325 | 21614 |
1.5% | 84323 | 60339 | 47440 | 41713 | 32427 | 26875 | 23192 |
2% | 85797 | 61833 | 48955 | 43243 | 33995 | 28483 | 24838 |
2.5% | 87287 | 63349 | 50499 | 44808 | 35609 | 30147 | 26552 |
3% | 88793 | 64888 | 52074 | 46407 | 37268 | 31867 | 28331 |
3.5% | 90315 | 66451 | 53679 | 48040 | 38973 | 33641 | 30175 |
4% | 91854 | 68036 | 55313 | 49707 | 40721 | 35470 | 32082 |
4.5% | 93409 | 69645 | 56976 | 51407 | 42514 | 37351 | 34049 |
5% | 94979 | 71276 | 58669 | 53141 | 44349 | 39284 | 36074 |
5.5% | 96566 | 72929 | 60391 | 54908 | 46226 | 41266 | 38155 |
6% | 98169 | 74605 | 62141 | 56707 | 48144 | 43297 | 40289 |