Monthly Repayment |
HKD$2,731
|
Initial Payment |
HKD$0.38 Millions
|
Loan Amount |
HKD$0.58 Millions
|
Total interest |
HKD$0.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$9,700
|
Agency Fee |
HKD$9,600
|
Total Expense |
HKD$19,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 7102 | 5045 | 3939 | 3447 | 2648 | 2170 | 1852 |
1.5% | 7227 | 5171 | 4066 | 3575 | 2779 | 2303 | 1987 |
2% | 7354 | 5299 | 4196 | 3706 | 2913 | 2441 | 2129 |
2.5% | 7481 | 5429 | 4328 | 3840 | 3052 | 2584 | 2275 |
3% | 7610 | 5561 | 4463 | 3977 | 3194 | 2731 | 2428 |
3.5% | 7741 | 5695 | 4601 | 4117 | 3340 | 2883 | 2586 |
4% | 7873 | 5831 | 4741 | 4260 | 3490 | 3040 | 2749 |
4.5% | 8006 | 5969 | 4883 | 4406 | 3644 | 3201 | 2918 |
5% | 8141 | 6109 | 5028 | 4554 | 3801 | 3367 | 3092 |
5.5% | 8277 | 6251 | 5176 | 4706 | 3962 | 3537 | 3270 |
6% | 8414 | 6394 | 5326 | 4860 | 4126 | 3711 | 3453 |