Monthly Repayment |
HKD$31,800
|
Initial Payment |
HKD$2.87 Millions
|
Loan Amount |
HKD$6.71 Millions
|
Total interest |
HKD$2.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$328,000
|
Legal Fee |
HKD$41,450
|
Agency Fee |
HKD$95,800
|
Total Expense |
HKD$465,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82693 | 58747 | 45859 | 40135 | 30840 | 25273 | 21569 |
1.5% | 84147 | 60214 | 47341 | 41627 | 32359 | 26819 | 23143 |
2% | 85618 | 61704 | 48853 | 43153 | 33924 | 28423 | 24786 |
2.5% | 87105 | 63217 | 50394 | 44714 | 35535 | 30084 | 26496 |
3% | 88608 | 64753 | 51966 | 46310 | 37191 | 31800 | 28272 |
3.5% | 90127 | 66312 | 53567 | 47940 | 38892 | 33571 | 30112 |
4% | 91663 | 67894 | 55198 | 49603 | 40637 | 35396 | 32015 |
4.5% | 93214 | 69499 | 56858 | 51300 | 42425 | 37274 | 33978 |
5% | 94781 | 71127 | 58547 | 53030 | 44256 | 39202 | 35999 |
5.5% | 96365 | 72777 | 60265 | 54793 | 46129 | 41180 | 38075 |
6% | 97964 | 74450 | 62011 | 56589 | 48043 | 43206 | 40205 |