Monthly Repayment |
HKD$33,078
|
Initial Payment |
HKD$4.79 Millions
|
Loan Amount |
HKD$4.79 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$328,000
|
Legal Fee |
HKD$41,450
|
Agency Fee |
HKD$95,800
|
Total Expense |
HKD$465,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59066 | 41962 | 32756 | 28667 | 22028 | 18052 | 15406 |
1.5% | 60105 | 43010 | 33815 | 29733 | 23113 | 19156 | 16531 |
2% | 61156 | 44074 | 34895 | 30824 | 24231 | 20302 | 17704 |
2.5% | 62218 | 45155 | 35996 | 31939 | 25382 | 21488 | 18926 |
3% | 63291 | 46252 | 37118 | 33078 | 26565 | 22714 | 20194 |
3.5% | 64376 | 47366 | 38262 | 34242 | 27780 | 23979 | 21509 |
4% | 65473 | 48496 | 39427 | 35431 | 29026 | 25283 | 22868 |
4.5% | 66581 | 49642 | 40613 | 36643 | 30303 | 26624 | 24270 |
5% | 67701 | 50805 | 41819 | 37879 | 31611 | 28001 | 25713 |
5.5% | 68832 | 51984 | 43046 | 39138 | 32949 | 29414 | 27197 |
6% | 69974 | 53178 | 44294 | 40420 | 34317 | 30862 | 28718 |