Monthly Repayment |
HKD$31,734
|
Initial Payment |
HKD$2.87 Millions
|
Loan Amount |
HKD$6.69 Millions
|
Total interest |
HKD$2.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$326,000
|
Legal Fee |
HKD$41,400
|
Agency Fee |
HKD$95,600
|
Total Expense |
HKD$463,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82520 | 58624 | 45764 | 40051 | 30776 | 25220 | 21524 |
1.5% | 83972 | 60088 | 47242 | 41540 | 32291 | 26763 | 23095 |
2% | 85439 | 61575 | 48751 | 43063 | 33853 | 28364 | 24734 |
2.5% | 86923 | 63085 | 50289 | 44621 | 35461 | 30021 | 26441 |
3% | 88423 | 64618 | 51857 | 46213 | 37113 | 31734 | 28213 |
3.5% | 89939 | 66174 | 53455 | 47839 | 38810 | 33501 | 30050 |
4% | 91471 | 67753 | 55082 | 49499 | 40552 | 35322 | 31948 |
4.5% | 93019 | 69354 | 56739 | 51193 | 42336 | 37196 | 33907 |
5% | 94584 | 70979 | 58425 | 52919 | 44164 | 39120 | 35924 |
5.5% | 96164 | 72625 | 60139 | 54679 | 46033 | 41094 | 37996 |
6% | 97760 | 74294 | 61882 | 56470 | 47943 | 43116 | 40121 |