Monthly Repayment |
HKD$31,701
|
Initial Payment |
HKD$2.87 Millions
|
Loan Amount |
HKD$6.69 Millions
|
Total interest |
HKD$2.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$325,000
|
Legal Fee |
HKD$41,375
|
Agency Fee |
HKD$95,500
|
Total Expense |
HKD$461,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 82434 | 58563 | 45716 | 40009 | 30743 | 25193 | 21501 |
1.5% | 83884 | 60025 | 47193 | 41496 | 32258 | 26735 | 23071 |
2% | 85350 | 61510 | 48700 | 43018 | 33818 | 28334 | 24709 |
2.5% | 86832 | 63019 | 50236 | 44574 | 35424 | 29990 | 26413 |
3% | 88330 | 64550 | 51803 | 46165 | 37074 | 31701 | 28184 |
3.5% | 89845 | 66105 | 53399 | 47789 | 38770 | 33466 | 30018 |
4% | 91375 | 67682 | 55025 | 49448 | 40509 | 35285 | 31915 |
4.5% | 92922 | 69282 | 56680 | 51139 | 42292 | 37157 | 33871 |
5% | 94485 | 70904 | 58364 | 52864 | 44118 | 39079 | 35886 |
5.5% | 96063 | 72549 | 60076 | 54622 | 45985 | 41051 | 37956 |
6% | 97658 | 74217 | 61817 | 56411 | 47893 | 43071 | 40079 |