Monthly Repayment |
HKD$27,172
|
Initial Payment |
HKD$3.82 Millions
|
Loan Amount |
HKD$5.73 Millions
|
Total interest |
HKD$2.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$325,000
|
Legal Fee |
HKD$41,375
|
Agency Fee |
HKD$95,500
|
Total Expense |
HKD$461,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 70658 | 50197 | 39185 | 34293 | 26351 | 21594 | 18429 |
1.5% | 71900 | 51450 | 40451 | 35568 | 27649 | 22916 | 19775 |
2% | 73157 | 52723 | 41742 | 36873 | 28987 | 24286 | 21179 |
2.5% | 74427 | 54016 | 43060 | 38207 | 30363 | 25705 | 22640 |
3% | 75712 | 55329 | 44402 | 39570 | 31778 | 27172 | 24157 |
3.5% | 77010 | 56661 | 45771 | 40962 | 33231 | 28685 | 25730 |
4% | 78322 | 58013 | 47164 | 42384 | 34722 | 30245 | 27355 |
4.5% | 79647 | 59384 | 48583 | 43834 | 36250 | 31849 | 29033 |
5% | 80987 | 60775 | 50026 | 45312 | 37815 | 33497 | 30759 |
5.5% | 82340 | 62185 | 51494 | 46818 | 39415 | 35187 | 32534 |
6% | 83707 | 63614 | 52986 | 48352 | 41051 | 36918 | 34354 |