Monthly Repayment |
HKD$225,250
|
Initial Payment |
HKD$47.5 Millions
|
Loan Amount |
HKD$47.5 Millions
|
Total interest |
HKD$20.08 Millions
|
complete insurance payment |
HKD$142,500 (0.3%)
|
Stamp Duty |
HKD$4,037,500
|
Legal Fee |
HKD$255,000
|
Agency Fee |
HKD$950,000
|
Total Expense |
HKD$5,385,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 585734 | 416119 | 324834 | 284284 | 218449 | 179014 | 152778 |
1.5% | 596036 | 426509 | 335328 | 294852 | 229209 | 189969 | 163932 |
2% | 606453 | 437063 | 346036 | 305666 | 240294 | 201330 | 175569 |
2.5% | 616985 | 447782 | 356956 | 316724 | 251703 | 213092 | 187682 |
3% | 627631 | 458663 | 368087 | 328026 | 263433 | 225250 | 200261 |
3.5% | 638392 | 469707 | 379429 | 339569 | 275480 | 237796 | 213296 |
4% | 649268 | 480914 | 390980 | 351351 | 287840 | 250722 | 226772 |
4.5% | 660257 | 492282 | 402738 | 363371 | 300508 | 264020 | 240675 |
5% | 671360 | 503811 | 414703 | 375626 | 313478 | 277680 | 254990 |
5.5% | 682577 | 515499 | 426872 | 388114 | 326746 | 291691 | 269699 |
6% | 693906 | 527347 | 439243 | 400831 | 340304 | 306043 | 284786 |