Monthly Repayment |
HKD$31,501
|
Initial Payment |
HKD$2.85 Millions
|
Loan Amount |
HKD$6.64 Millions
|
Total interest |
HKD$2.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$319,000
|
Legal Fee |
HKD$41,225
|
Agency Fee |
HKD$94,900
|
Total Expense |
HKD$455,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81916 | 58195 | 45428 | 39757 | 30550 | 25035 | 21366 |
1.5% | 83357 | 59648 | 46896 | 41235 | 32055 | 26567 | 22926 |
2% | 84814 | 61124 | 48394 | 42748 | 33605 | 28156 | 24553 |
2.5% | 86286 | 62623 | 49921 | 44294 | 35201 | 29801 | 26247 |
3% | 87775 | 64145 | 51478 | 45875 | 36841 | 31501 | 28007 |
3.5% | 89280 | 65689 | 53064 | 47489 | 38526 | 33256 | 29830 |
4% | 90801 | 67257 | 54679 | 49137 | 40255 | 35064 | 31714 |
4.5% | 92338 | 68846 | 56324 | 50818 | 42026 | 36923 | 33659 |
5% | 93891 | 70459 | 57997 | 52532 | 43840 | 38834 | 35661 |
5.5% | 95460 | 72094 | 59699 | 54278 | 45696 | 40793 | 37718 |
6% | 97044 | 73750 | 61429 | 56057 | 47592 | 42800 | 39828 |