Monthly Repayment |
HKD$31,402
|
Initial Payment |
HKD$2.84 Millions
|
Loan Amount |
HKD$6.62 Millions
|
Total interest |
HKD$2.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$316,000
|
Legal Fee |
HKD$41,150
|
Agency Fee |
HKD$94,600
|
Total Expense |
HKD$451,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81657 | 58011 | 45285 | 39632 | 30454 | 24956 | 21298 |
1.5% | 83093 | 59459 | 46748 | 41105 | 31954 | 26483 | 22853 |
2% | 84545 | 60931 | 48241 | 42613 | 33499 | 28067 | 24476 |
2.5% | 86014 | 62425 | 49763 | 44154 | 35090 | 29707 | 26164 |
3% | 87498 | 63942 | 51315 | 45730 | 36725 | 31402 | 27918 |
3.5% | 88998 | 65482 | 52896 | 47339 | 38404 | 33151 | 29735 |
4% | 90514 | 67044 | 54506 | 48982 | 40128 | 34953 | 31614 |
4.5% | 92046 | 68629 | 56146 | 50657 | 41894 | 36807 | 33552 |
5% | 93594 | 70236 | 57814 | 52366 | 43702 | 38711 | 35548 |
5.5% | 95158 | 71866 | 59510 | 54107 | 45551 | 40664 | 37598 |
6% | 96737 | 73517 | 61235 | 55880 | 47442 | 42665 | 39702 |