Monthly Repayment |
HKD$26,887
|
Initial Payment |
HKD$3.78 Millions
|
Loan Amount |
HKD$5.67 Millions
|
Total interest |
HKD$2.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$315,000
|
Legal Fee |
HKD$41,125
|
Agency Fee |
HKD$94,500
|
Total Expense |
HKD$450,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69918 | 49671 | 38774 | 33934 | 26076 | 21368 | 18236 |
1.5% | 71147 | 50911 | 40027 | 35196 | 27360 | 22676 | 19568 |
2% | 72391 | 52171 | 41305 | 36486 | 28683 | 24032 | 20957 |
2.5% | 73648 | 53451 | 42609 | 37806 | 30045 | 25436 | 22403 |
3% | 74919 | 54749 | 43938 | 39155 | 31445 | 26887 | 23904 |
3.5% | 76203 | 56068 | 45291 | 40533 | 32883 | 28385 | 25460 |
4% | 77502 | 57405 | 46670 | 41940 | 34359 | 29928 | 27069 |
4.5% | 78813 | 58762 | 48074 | 43375 | 35871 | 31515 | 28729 |
5% | 80139 | 60139 | 49502 | 44837 | 37419 | 33146 | 30437 |
5.5% | 81478 | 61534 | 50955 | 46328 | 39003 | 34818 | 32193 |
6% | 82830 | 62948 | 52431 | 47846 | 40621 | 36531 | 33994 |