Monthly Repayment |
HKD$31,203
|
Initial Payment |
HKD$2.82 Millions
|
Loan Amount |
HKD$6.58 Millions
|
Total interest |
HKD$2.78 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$310,000
|
Legal Fee |
HKD$41,000
|
Agency Fee |
HKD$94,000
|
Total Expense |
HKD$445,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 81139 | 57643 | 44998 | 39380 | 30261 | 24798 | 21163 |
1.5% | 82566 | 59082 | 46451 | 40844 | 31751 | 26315 | 22708 |
2% | 84009 | 60544 | 47935 | 42342 | 33287 | 27889 | 24320 |
2.5% | 85468 | 62029 | 49447 | 43874 | 34867 | 29518 | 25998 |
3% | 86943 | 63536 | 50989 | 45440 | 36492 | 31203 | 27741 |
3.5% | 88434 | 65066 | 52560 | 47039 | 38161 | 32941 | 29547 |
4% | 89940 | 66619 | 54161 | 48671 | 39873 | 34731 | 31413 |
4.5% | 91463 | 68194 | 55789 | 50336 | 41628 | 36573 | 33339 |
5% | 93001 | 69791 | 57447 | 52034 | 43425 | 38466 | 35322 |
5.5% | 94554 | 71410 | 59133 | 53764 | 45262 | 40406 | 37360 |
6% | 96124 | 73051 | 60846 | 55525 | 47141 | 42395 | 39450 |