Monthly Repayment |
HKD$32,457
|
Initial Payment |
HKD$4.7 Millions
|
Loan Amount |
HKD$4.7 Millions
|
Total interest |
HKD$1.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$310,000
|
Legal Fee |
HKD$41,000
|
Agency Fee |
HKD$94,000
|
Total Expense |
HKD$445,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57956 | 41173 | 32141 | 28129 | 21615 | 17713 | 15117 |
1.5% | 58976 | 42202 | 33179 | 29174 | 22679 | 18797 | 16220 |
2% | 60006 | 43246 | 34239 | 30244 | 23776 | 19921 | 17372 |
2.5% | 61049 | 44306 | 35319 | 31339 | 24905 | 21084 | 18570 |
3% | 62102 | 45383 | 36421 | 32457 | 26066 | 22287 | 19815 |
3.5% | 63167 | 46476 | 37543 | 33599 | 27258 | 23529 | 21105 |
4% | 64243 | 47585 | 38686 | 34765 | 28481 | 24808 | 22438 |
4.5% | 65330 | 48710 | 39849 | 35954 | 29734 | 26124 | 23814 |
5% | 66429 | 49850 | 41033 | 37167 | 31017 | 27475 | 25230 |
5.5% | 67539 | 51007 | 42237 | 38402 | 32330 | 28862 | 26686 |
6% | 68660 | 52179 | 43462 | 39661 | 33672 | 30282 | 28178 |