Monthly Repayment |
HKD$26,660
|
Initial Payment |
HKD$3.75 Millions
|
Loan Amount |
HKD$5.62 Millions
|
Total interest |
HKD$2.38 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$307,000
|
Legal Fee |
HKD$40,925
|
Agency Fee |
HKD$93,700
|
Total Expense |
HKD$441,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69326 | 49251 | 38446 | 33647 | 25855 | 21187 | 18082 |
1.5% | 70545 | 50480 | 39688 | 34898 | 27128 | 22484 | 19402 |
2% | 71778 | 51729 | 40956 | 36178 | 28440 | 23829 | 20780 |
2.5% | 73025 | 52998 | 42248 | 37486 | 29791 | 25221 | 22213 |
3% | 74285 | 54286 | 43566 | 38824 | 31179 | 26660 | 23702 |
3.5% | 75558 | 55593 | 44908 | 40190 | 32605 | 28145 | 25245 |
4% | 76846 | 56920 | 46275 | 41585 | 34068 | 29674 | 26840 |
4.5% | 78146 | 58265 | 47667 | 43007 | 35567 | 31248 | 28485 |
5% | 79460 | 59630 | 49083 | 44458 | 37102 | 32865 | 30180 |
5.5% | 80788 | 61013 | 50523 | 45936 | 38673 | 34523 | 31921 |
6% | 82129 | 62415 | 51987 | 47441 | 40277 | 36222 | 33706 |