Monthly Repayment |
HKD$26,631
|
Initial Payment |
HKD$3.74 Millions
|
Loan Amount |
HKD$5.62 Millions
|
Total interest |
HKD$2.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$306,000
|
Legal Fee |
HKD$40,900
|
Agency Fee |
HKD$93,600
|
Total Expense |
HKD$440,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 69252 | 49198 | 38405 | 33611 | 25827 | 21165 | 18063 |
1.5% | 70470 | 50426 | 39646 | 34860 | 27099 | 22460 | 19381 |
2% | 71701 | 51674 | 40912 | 36139 | 28410 | 23803 | 20757 |
2.5% | 72947 | 52941 | 42203 | 37446 | 29759 | 25194 | 22189 |
3% | 74205 | 54228 | 43519 | 38783 | 31146 | 26631 | 23677 |
3.5% | 75478 | 55534 | 44860 | 40147 | 32570 | 28115 | 25218 |
4% | 76764 | 56859 | 46226 | 41540 | 34031 | 29643 | 26811 |
4.5% | 78063 | 58203 | 47616 | 42962 | 35529 | 31215 | 28455 |
5% | 79376 | 59566 | 49031 | 44410 | 37063 | 32830 | 30147 |
5.5% | 80702 | 60948 | 50469 | 45887 | 38631 | 34487 | 31887 |
6% | 82041 | 62349 | 51932 | 47390 | 40234 | 36183 | 33670 |