Monthly Repayment |
HKD$32,284
|
Initial Payment |
HKD$4.68 Millions
|
Loan Amount |
HKD$4.68 Millions
|
Total interest |
HKD$1.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$305,000
|
Legal Fee |
HKD$40,875
|
Agency Fee |
HKD$93,500
|
Total Expense |
HKD$439,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57648 | 40954 | 31970 | 27979 | 21500 | 17618 | 15036 |
1.5% | 58662 | 41977 | 33003 | 29019 | 22558 | 18697 | 16134 |
2% | 59687 | 43016 | 34057 | 30084 | 23650 | 19815 | 17279 |
2.5% | 60724 | 44071 | 35131 | 31172 | 24772 | 20972 | 18471 |
3% | 61772 | 45142 | 36227 | 32284 | 25927 | 22169 | 19709 |
3.5% | 62831 | 46229 | 37343 | 33420 | 27113 | 23404 | 20992 |
4% | 63901 | 47332 | 38480 | 34580 | 28329 | 24676 | 22319 |
4.5% | 64983 | 48450 | 39637 | 35763 | 29576 | 25985 | 23687 |
5% | 66076 | 49585 | 40815 | 36969 | 30852 | 27329 | 25096 |
5.5% | 67179 | 50736 | 42013 | 38198 | 32158 | 28708 | 26544 |
6% | 68294 | 51902 | 43230 | 39450 | 33493 | 30121 | 28028 |