Monthly Repayment |
HKD$30,871
|
Initial Payment |
HKD$2.79 Millions
|
Loan Amount |
HKD$6.51 Millions
|
Total interest |
HKD$2.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$300,000
|
Legal Fee |
HKD$40,750
|
Agency Fee |
HKD$93,000
|
Total Expense |
HKD$433,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80276 | 57030 | 44519 | 38961 | 29939 | 24534 | 20938 |
1.5% | 81688 | 58454 | 45957 | 40410 | 31413 | 26035 | 22467 |
2% | 83116 | 59900 | 47425 | 41892 | 32933 | 27592 | 24062 |
2.5% | 84559 | 61369 | 48921 | 43407 | 34496 | 29204 | 25722 |
3% | 86018 | 62861 | 50447 | 44956 | 36104 | 30871 | 27446 |
3.5% | 87493 | 64374 | 52001 | 46538 | 37755 | 32590 | 29232 |
4% | 88983 | 65910 | 53584 | 48153 | 39449 | 34362 | 31079 |
4.5% | 90490 | 67468 | 55196 | 49801 | 41185 | 36184 | 32985 |
5% | 92011 | 69048 | 56836 | 51480 | 42963 | 38056 | 34947 |
5.5% | 93548 | 70650 | 58503 | 53192 | 44781 | 39977 | 36963 |
6% | 95101 | 72274 | 60199 | 54935 | 46639 | 41944 | 39030 |