Monthly Repayment |
HKD$26,435
|
Initial Payment |
HKD$3.72 Millions
|
Loan Amount |
HKD$5.57 Millions
|
Total interest |
HKD$2.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$299,100
|
Legal Fee |
HKD$40,727
|
Agency Fee |
HKD$92,910
|
Total Expense |
HKD$432,737
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68741 | 48835 | 38122 | 33363 | 25637 | 21009 | 17930 |
1.5% | 69950 | 50055 | 39354 | 34603 | 26899 | 22294 | 19239 |
2% | 71173 | 51293 | 40610 | 35873 | 28200 | 23628 | 20604 |
2.5% | 72409 | 52551 | 41892 | 37170 | 29539 | 25008 | 22026 |
3% | 73658 | 53828 | 43198 | 38497 | 30916 | 26435 | 23502 |
3.5% | 74921 | 55124 | 44529 | 39851 | 32330 | 27907 | 25032 |
4% | 76198 | 56440 | 45885 | 41234 | 33780 | 29424 | 26613 |
4.5% | 77487 | 57774 | 47265 | 42645 | 35267 | 30985 | 28245 |
5% | 78790 | 59127 | 48669 | 44083 | 36789 | 32588 | 29925 |
5.5% | 80107 | 60499 | 50097 | 45549 | 38346 | 34232 | 31651 |
6% | 81436 | 61889 | 51549 | 47041 | 39938 | 35917 | 33422 |