Monthly Repayment |
HKD$26,432
|
Initial Payment |
HKD$3.72 Millions
|
Loan Amount |
HKD$5.57 Millions
|
Total interest |
HKD$2.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$299,000
|
Legal Fee |
HKD$40,725
|
Agency Fee |
HKD$92,900
|
Total Expense |
HKD$432,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 68734 | 48830 | 38118 | 33360 | 25634 | 21006 | 17928 |
1.5% | 69943 | 50049 | 39349 | 34600 | 26897 | 22292 | 19237 |
2% | 71165 | 51288 | 40606 | 35869 | 28197 | 23625 | 20602 |
2.5% | 72401 | 52546 | 41887 | 37166 | 29536 | 25005 | 22024 |
3% | 73650 | 53822 | 43194 | 38493 | 30913 | 26432 | 23500 |
3.5% | 74913 | 55118 | 44525 | 39847 | 32326 | 27904 | 25029 |
4% | 76189 | 56434 | 45880 | 41230 | 33777 | 29421 | 26611 |
4.5% | 77479 | 57768 | 47260 | 42640 | 35263 | 30982 | 28242 |
5% | 78782 | 59120 | 48664 | 44078 | 36785 | 32585 | 29922 |
5.5% | 80098 | 60492 | 50092 | 45544 | 38342 | 34229 | 31648 |
6% | 81428 | 61882 | 51544 | 47036 | 39933 | 35913 | 33418 |