Monthly Repayment |
HKD$30,804
|
Initial Payment |
HKD$2.78 Millions
|
Loan Amount |
HKD$6.5 Millions
|
Total interest |
HKD$2.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$298,000
|
Legal Fee |
HKD$40,700
|
Agency Fee |
HKD$92,800
|
Total Expense |
HKD$431,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 80103 | 56907 | 44423 | 38878 | 29874 | 24481 | 20893 |
1.5% | 81512 | 58328 | 45858 | 40323 | 31346 | 25979 | 22419 |
2% | 82937 | 59771 | 47323 | 41802 | 32862 | 27533 | 24010 |
2.5% | 84377 | 61237 | 48816 | 43314 | 34422 | 29142 | 25667 |
3% | 85833 | 62725 | 50338 | 44860 | 36026 | 30804 | 27387 |
3.5% | 87305 | 64236 | 51889 | 46438 | 37674 | 32520 | 29169 |
4% | 88792 | 65768 | 53469 | 48050 | 39364 | 34288 | 31012 |
4.5% | 90295 | 67323 | 55077 | 49693 | 41096 | 36106 | 32914 |
5% | 91813 | 68900 | 56713 | 51369 | 42870 | 37974 | 34871 |
5.5% | 93347 | 70498 | 58378 | 53077 | 44685 | 39891 | 36883 |
6% | 94897 | 72118 | 60070 | 54816 | 46539 | 41853 | 38946 |