Monthly Repayment |
HKD$32,042
|
Initial Payment |
HKD$4.64 Millions
|
Loan Amount |
HKD$4.64 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$298,000
|
Legal Fee |
HKD$40,700
|
Agency Fee |
HKD$92,800
|
Total Expense |
HKD$431,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57216 | 40648 | 31731 | 27770 | 21339 | 17486 | 14924 |
1.5% | 58223 | 41663 | 32756 | 28802 | 22390 | 18557 | 16013 |
2% | 59240 | 42694 | 33802 | 29858 | 23472 | 19666 | 17150 |
2.5% | 60269 | 43741 | 34868 | 30939 | 24587 | 20815 | 18333 |
3% | 61309 | 44804 | 35956 | 32042 | 25733 | 22003 | 19562 |
3.5% | 62360 | 45883 | 37064 | 33170 | 26910 | 23228 | 20835 |
4% | 63423 | 46977 | 38192 | 34321 | 28117 | 24491 | 22152 |
4.5% | 64496 | 48088 | 39341 | 35495 | 29354 | 25790 | 23510 |
5% | 65581 | 49214 | 40509 | 36692 | 30621 | 27124 | 24908 |
5.5% | 66676 | 50356 | 41698 | 37912 | 31917 | 28493 | 26345 |
6% | 67783 | 51513 | 42907 | 39154 | 33242 | 29895 | 27819 |