Monthly Repayment |
HKD$31,973
|
Initial Payment |
HKD$4.63 Millions
|
Loan Amount |
HKD$4.63 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$296,000
|
Legal Fee |
HKD$40,650
|
Agency Fee |
HKD$92,600
|
Total Expense |
HKD$429,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 57093 | 40560 | 31662 | 27710 | 21293 | 17449 | 14891 |
1.5% | 58097 | 41573 | 32685 | 28740 | 22341 | 18517 | 15979 |
2% | 59113 | 42602 | 33729 | 29794 | 23422 | 19624 | 17113 |
2.5% | 60139 | 43646 | 34793 | 30872 | 24534 | 20770 | 18294 |
3% | 61177 | 44707 | 35878 | 31973 | 25677 | 21955 | 19520 |
3.5% | 62226 | 45784 | 36984 | 33099 | 26852 | 23178 | 20790 |
4% | 63286 | 46876 | 38110 | 34247 | 28056 | 24438 | 22104 |
4.5% | 64357 | 47984 | 39256 | 35419 | 29291 | 25735 | 23459 |
5% | 65439 | 49108 | 40422 | 36613 | 30555 | 27066 | 24854 |
5.5% | 66533 | 50247 | 41608 | 37830 | 31849 | 28432 | 26288 |
6% | 67637 | 51402 | 42814 | 39070 | 33170 | 29831 | 27759 |